
- Fundamentals of Financial Planning Note Packet
- WOW! Cost of Living Project
- Financial Goals Worksheet
- Spending Plan Worksheet
- A Record of Important Family Papers
- Net Worth Calculation Sheet
- Financial Goal-Setting Worksheet
- Digital Assets Inventory Worksheet
- Beneficiary and Personal Representative Designations
- Florida Retirement Presentation
- The Credit Card Accountability, Responsibility, and Disclosure Act
- Identity Theft Victim Checklist
- Average Daily Balance Spreadsheet
- Bank of America – Understanding APR
- Don’t Get Caught in the Credit Trap
- My FICO Booklet
- AnnualCreditReport.com Website
- AnnualCreditReport.com Video
- Student Debt Image Map
- Student Guide to Credit Cards
- How to Build Up Credit
- Understanding the Cost of Credit and Your Minimum Payment
- Taking Control of Your Credit Video
- CARE Credit & Loan Jeopardy Game
- Consumer.Gov Credit Video
- 2017 U.S. Bankruptcy Statistics
- United States Bankruptcy Court Middle District of Florida
- Auto Notes
- Auto Spreadsheet Example – Notes
- Life’s Calling – What Would You Do?
- 2019 Auto Project Master Template
- 2019 Auto Project Assignment Sheet
EDMUNDS ASSIGNED READINGS:
1. Where Does the Car Dealer Make Money?
2. Comparing Car Costs: Buy New, Buy Used or Lease?
3. How to Use New-Car Incentives and Rebates
4. Negotiating a Dealer’s New-Car Add-Ons
5. Secrets of a Professional Negotiator
6. How Much Car Can You Afford?
7. Five Questions to Ask Before You Say Yes to an Extended Warranty
8. The 11 Biggest Mistakes Car Shoppers Make
- ADDITIONAL HOME NOTES
- Closing Disclosure Practice Problem
- Closing Disclosure Instructions
- Closing Disclosure
- Home Packet
- Adjustable Rate Mortgage Pamphlet
- Quizlet Mortgage Terms Assignment
- “Buying My First Home” Project
- “Buying vs. Renting” Notes
- Discount Points & Refinancing Worksheet
- Closing Costs Explained
- Group Magazine Project Research Link: How to Buy A House
Within this website, students will need to read the following articles:
LEARN THE BASICS:
1. The Basics
2. How much home can you afford?
3. The Monthly Payment
4. The Down Payment
5. The Loan Assuming a Loan Owner Financing
6. Qualifying for a loan
7. Understand Closing Costs
DO THE GROUNDWORK
8. Get your finances in order
9. Check Your Credit Report
9a. Repair Bad Credit
9b. Establish Credit if you don’t have any
THE PROCESS
10. Find a Lender
11. Evaluate the bank’s offer
12. Decide whether to use an agent
13. Learn about the suburb penalty
14. Start looking at houses
15. Get the Disclosure
16. Make an Offer
17. Have the House Inspected
18. Problems on the Inspection?
19. Renegotiate the terms
20. Appraisal & Insurance
21. Closing!
MORE ABOUT MORTGAGES
22. How much loan can you get?
23. 15- vs. 30-year loans
24. Prepaying your mortgage
25. How to Figure Interest on Mortgage Loans
26. Private Mortgage Insurance
27. Paying Points
OTHER TOPICS
28. Renting vs. Buying: Which is better?
29. Glossary of Real Estate Terms *Used for the Quizlet activity
30. The Debt Ratio
These articles constitute the assigned reading for this unit & magazine group project.
- Education Funding Project Spreadsheet
- Education Funding Future Cost Problem
- College/Client Project Assignment Sheet
- Education Funding Magazine Topics
- Education Funding Notes
- AG Edwards Education Flow Chart
- SavingforCollege.com – The Real Cost of Higher Education
- Christian Science Monitor – College Costs Keep Rising Faster than Inflation
- Bloomberg Business – College Inflation
- College Board – Trends in College Pricing
- Journal of Finance & Accountability – Saving for College: Historical & Projected Costs
- US News: Just How Fast Has College Tuition Grown?
- Bucknell University: College Cost and College Value