ADDITIONAL HOME NOTES ./Additional Notes.docx
Closing Disclosure Practice Problem ./Closing Disclosure Example B.docx
Closing Disclosure Instructions ./HOW TO COMPLETE YOUR LOAN DISCLOSURE 2019 D.docx
Closing Disclosure ./Home Project Closing Disclosure.pdf
Home Packet – ./HOME BUYING PACKET.docx
Adjustable Rate Mortgage Pamphlet – ./ARM BROCHURE.docx
Quizlet Mortgage Terms Assignment – ./QUIZLET ASSIGNMENT.docx
“Buying My First Home” Project- ./Home Project 2019 B.doc
“Buying vs. Renting” Notes – ./BUYING VS.doc
Discount Points & Refinancing Worksheet –./Refi and Discount Points.doc
Closing Costs Explained http://www.homeclosing101.org/costs.cfm
Group Magazine Project Research Link: How to Buy A Househttp://michaelbluejay.com/house/
Within this website, students will need to read the following articles:
LEARN THE BASICS:
1. The Basics
2. How much home can you afford?
3. The Monthly Payment
4. The Down Payment
5. The Loan Assuming a Loan Owner Financing
6. Qualifying for a loan
7. Understand Closing Costs
DO THE GROUNDWORK
8. Get your finances in order
9. Check Your Credit Report
9a. Repair Bad Credit
9b. Establish Credit if you don’t have any
THE PROCESS
10. Find a Lender
11. Evaluate the bank’s offer
12. Decide whether to use an agent
13. Learn about the suburb penalty
14. Start looking at houses
15. Get the Disclosure
16. Make an Offer
17. Have the House Inspected
18. Problems on the Inspection?
19. Renegotiate the terms
20. Appraisal & Insurance
21. Closing!
MORE ABOUT MORTGAGES
22. How much loan can you get?
23. 15- vs. 30-year loans
24. Prepaying your mortgage
25. How to Figure Interest on Mortgage Loans
26. Private Mortgage Insurance
27. Paying Points
OTHER TOPICS
28. Renting vs. Buying: Which is better?
29. Glossary of Real Estate Terms *Used for the Quizlet activity
30. The Debt Ratio
These articles constitute the assigned reading for this unit & magazine group project.
Home Study Guide – ./Home Unit Study Guide.doc
Discount Points… What should you do? – ./LIFES CALLING AGAIN.doc
Tax Millage Example –./HOME TAX MILLAGE.xlsx